There is no plan to add direct merchant lines. This would be a very difficult bit of programming due to the large number of merchant companies out there.

Also it would likely require us to set each unique account up by hand. This can be a time-consuming process and we’d have to charge a bit for it. Therefore some of the things we pride ourselves on – low cost, ease-of-use, no additional or hidden fees, build it yourself – would be diminished and take away from the automation of our service.

The good news is that your clients don’t need a PayPal account to pay. They can just go through PayPal and enter their credit card like it was a regular merchant account. I personally don’t have a PayPal account but pay through PayPal in the manner just mentioned when I come across a website that uses PayPal.

One thing you could do is add a page that explains the use of PayPal. It’s easy to use, ubiquitous in the U.S., things like that.

Another nice fact for you is that PayPal is so much lower cost than setting up a merchant account. No annual SSL to pay for, programming fees, and merchant accounts cost between 30 to 40 dollars (U.S.) per month before you even make one sale. And when you make a sale you pay them additional fees per sale.